Why do healthcare professionals need professional liability coverage?

HPSO has created this series of videos, featuring an attorney who represents healthcare professionals, Edie Brous, R.N., Esq., to help dispel numerous misconceptions about malpractice insurance and provide insights into the value of having your own individual professional liability insurance policy.

1. Why do healthcare professionals need their own professional liability insurance coverage?

Doctors are not the only ones who get sued Watch Video Employer coverage has limitations Watch Video A multi-million dollar case Watch Video Moonlighting protection Watch Video

2. If I am covered through my employer, why do I need an individual professional liability insurance policy? You, your employer and conflicts of interest Watch Video A real-life conflict of interest case Watch Video Curbside consults and licensure complaints Watch Video Licensing: moral character requirement Watch Video "I play by the rules," frivolous lawsuits and sovereign immunity Watch Video

3. Does having my own professional liability insurance policy give me “deep pockets”? Being insured does not make you a target Watch Video Having no insurance does not mean you won't get sued Watch Video The cost of defending a malpractice case on your own Watch Video Without insurance, a plaintiff can go after your assets Watch Video