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Do you know the truth behind 3 Common Malpractice Insurance Myths?

Myth #1: 

My employer-provided coverage is sufficient.


FALSE: Most coverage through your employer insures you only while on the job and does not cover your license if there is a state board complaint. A policy from HPSO includes up to $25,000 of Licensure Defense Expenses and insures you 24/7, on or off the job.


Myth #2:

The chance of me getting sued is rare.


FALSE: When a client is injured, everyone involved in the case is typically named in the lawsuit – including counselors.


Myth #3:

Malpractice insurance is too expensive for me. 


FALSE: Most full-time employed counselors insured through HPSO are paying $154 a year for professional liability coverage. We also offer payment plans for your convenience!

 

The truth?

Coverage from HPSO helps protect your career and reputation.

 

“HPSO brings me peace of mind. Professional liability insurance provided by my employer is presumed to cover the employer’s interests. HPSO gives me peace of mind that I am taking care of myself.” – HPSO Member


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This publication is intended to inform Affinity Insurance Services, Inc., customers of potential liability in their practice. This information is provided for general informational purposes only and is not intended to provide individualized guidance. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Any references to non-Aon, AIS, NSO, HPSO websites are provided solely for convenience, and Aon, AIS, NSO and HPSO disclaims any responsibility with respect to such websites. This information is not intended to offer legal advice or to establish appropriate or acceptable standards of professional conduct. Readers should consult with a lawyer if they have specific concerns. Neither Affinity Insurance Services, Inc., HPSO, nor CNA assumes any liability for how this information is applied in practice or for the accuracy of this information.

Healthcare Providers Service Organization is a registered trade name of Affinity Insurance Services, Inc., a licensed producer in all states (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.