* Claims will be evaluated for coverage based upon the specific facts and circumstances presented, the issued policy terms, conditions and exclusions. If coverage is afforded, the amounts payable under a policy are subject to applicable deductibles and limits of insurance. An interpretation of coverage does not predict the outcome of a claim.

​** Counselor Liability Claim Report: 2nd Edition, CNA, HPSO

*** Rates may vary depending on state and practice setting