Professional Liability - Student Coverage through HPSO


"Protects Your Academic Career and Your Future"


With today's high costs and consequences of a malpractice lawsuit, professional liability insurance is a must for all healthcare providers - EVEN STUDENTS!

As a student you perform professional services to patients or clients. Anything can go wrong and the next thing you know - you are being named in a malpractice lawsuit. Coverage through HPSO offers professional liability insurance to students for covered professions at affordable rates* to help you protect your career.

Why do I need coverage? In this series of videos, attorney for healthcare professionals, Edie Brous, R.N., Esq., provides her insights into the value of having your own individual professional liability insurance policy.

Through HPSO, you’re covered with more than professional liability protection.


You get up to $1,000,000 each claim, up to $3,000,000 aggregate professional liability coverage plus many value-added coverage features included in the policy. Among them—

Legal Defense and investigative costs. An attorney will be provided to represent you personally when we find it necessary. Legal fees will be paid for covered claims, in addition to your limit of liability -WIN OR LOSE.

Defendant Expense Benefit. Reimburses you, up to the applicable limits of liability, for lost wages and covered expenses incurred when you attend a required trial, hearing or proceeding as a defendant in a covered claim.

Plus More!


Click here for full description of all student benefits and information on first year graduate and Risk Management discounts.

Once you become licensed, accredited or certified, this coverage will expand to cover you as a professional.


Coverage through HPSO is important for your future because this is Occurrence-Based Protection. This means you are covered for malpractice claims made against you for covered incidents as a student, provided the policy was in force at the time the incident occurred.

Experience, financial stability and outstanding service make HPSO the right choice for your professional liability insurance needs.


HPSO has been serving healthcare and related professions for over 30 years and covers over 70 areas of specialty click here to view professions covered. This coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation’s leaders in professional liability insurance.

Give yourself the peace of mind you deserve!!


Click here for a quick quote and the option to apply!


*Coverage rates and limits may differ in some states.



This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company, and is offered through the Healthcare Providers Service Organization Purchasing Group. Coverages, rates and limits may differ or may not be available in all States. All products and services are subject to change without notice. This material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions and exclusions. CNA is a registered trademark of CNA Financial Corporation. Copyright © 2013 CNA. All rights reserved.

Healthcare Providers Service Organization is a registered trade name of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK , AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrator and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency.