Professional Liability Insurance

  • Why do I need coverage? In this series of videos, attorney for healthcare professionals, Edie Brous, R.N., Esq., provides her insights into the value of having your own individual professional liability insurance policy.

  • Allied Healthcare Professionals - Healthcare Providers Service Organization (HPSO) offers insurance solutions to over 90 healthcare professions. Professional liability insurance coverage through HPSO is available for individual healthcare professionals, healthcare businesses, small groups, and schools of allied health.

  • Students - With today's high costs and consequences of a malpractice lawsuit, professional liability insurance is a must for all healthcare providers - EVEN STUDENTS! Coverage increases as you take on full professional duties and protects you 24/7.

  • Counselors - The Counselors’ professional liability insurance program offered through HPSO has earned the exclusive endorsements of the American Counseling Association (ACA), the American Association of Christian Counselors (AACC), the Louisiana State Counselors Association, the Texas State Counselors Association, the American College Counseling Association and the California Association of School Counselors. Over 65,000 counselors already rely on HPSO for their liability insurance needs.

  • Fitness Professionals - We’ve expanded our eligible fitness certifications to over 30 organizations -- through HPSO, you don’t have to be a member of an association to be eligible for coverage.

  • Integrated Health Practices - HPSO is pleased to offer professional liability insurance to Federation members. HPSO is committed to affording Federation members with a broad professional liability program as well as excellent customer service.

  • Nurse/Nurse Practitioner - Nurses Service Organization offers professional liability insurance and risk management information for RN's, LPN's, Nurse Practitioners, and Clinical Nurse Specialists. NSO has been offering insurance solutions to nursing professionals for over 30 years.

  • Occupational Therapists - Whether you are employed or self-employed, are new to the job or a veteran of the field, this coverage endorsed by the American Society of Hand Therapists (ASHT) will provide the added protection you need in your career in occupational therapy.

  • Pharmacists - This APhA-sponsored program provides malpractice protection that goes beyond the limitations of most employer-provided plans. Over 60,000 pharmacists rely on HPSO for their professional liability insurance needs.

  • Physical Therapists - The program through HPSO has been the exclusive member-benefit endorsed professional liability insurance plan of the American Physical Therapy Association (APTA) since 1992. Over 60,000 employed and self-employed physical therapy professionals rely on HPSO for their liability insurance needs.

  • Physician Assistants - Physician Assistants face a unique set of legal risks and are more likely than most other healthcare professionals to be named in a lawsuit that also names a physician. It's important to have the appropriate, individual professional liability insurance in place to protect your finances and your career.

  • Radiologist Extenders - Registered Radiologist Assistant (RRA or RA) and Radiology Practitioner Assistant (RPA) Individual Professional Liability Insurance Program offered through HPSO.

  • Social Workers - Professional liability insurance offered through HPSO has earned the endorsement of the American Board of Examiners in Clinical Social Work (ABESCW), the Case Management Society of America (CMSA) and the Council of Nephrology Social Workers (CNSW).

  • Business Owners Coverage - Protect your practice, your staff and yourself with the coverage available through Healthcare Providers Service Organization (HPSO). HPSO provides you with comprehensive coverage, superior service and low rates that will save you money. You've worked hard to build your business - let HPSO be there to protect your hard work.

  • School Liability Insurance - Educating healthcare professionals in an environment of increasing managed care and cost containment exposes your school to a growing risk of allegations of malpractice. HPSO can provide your school with the coverage it needs to ensure a healthy future in the face of potential lawsuits.

  • About our Endorsing Partners - Healthcare Providers Service Organization is proud to have been selected as the preferred provider of professional liability insurance for over 30 professional associations.