If your loved ones were to lose you, a cash benefit could make a big difference, when they needed it most.
Life insurance is a simple, cost-effective way to better protect your loved ones’ financial futures after you’re gone. You pay a monthly premium and, in return, know that your family would receive financial help if something were to happen to you.
Disability can happen to anyone. If you suddenly found yourself without a paycheck, this coverage could provide some much needed financial relief.
Disability Income Insurance
is designed to help replace your income if you’re unable to work due to a
disabling injury or illness. HPSO offers flexible disability insurance options
to fit your lifestyle and budget.
Accidents happen. Help protect your family from economic hardship if you are seriously injured or die as a result of an accident.
& Dismemberment is an insurance policy that covers death by accidental
means and dismemberment which includes loss of certain body parts.
Taking care of your teeth is not only good for your smile but is important for your overall health.
Dental coverage includes preventive and restorative services, choice of dentists and lower costs through negotiated fees for coverage services.
Making sure you get the right medical insurance coverage for yourself and your family is vitally important. Resources are available to help you evaluate and select the right coverage.
Whether you’re searching for a traditional indemnity plan, an HMO, or a Point-of-Service plan for your family, we have access to the plans and insurance carriers to allow you to make that choice.
People with good primary health insurance can face sizeable out-of-pocket expenses when a serious illness or injury puts them in the hospital.
Hospital Indemnity Protection (HIP) pays a daily benefit directly to you, for up to 500 days of hospitalization for each covered injury or sickness.
With the high cost of health care today, Medicare Supplement insurance is a necessity.
A wide choice of Medicare Supplement Insurance Plans is available to you and your spouse.
Long term care is the type of care that most Americans will require at some point in their lives. It’s best to evaluate your needs and purchase at a younger age.
Long Term Care Insurance provides coverage for expenses related to nursing home care, home health care, and assisted living expenses.