Comprehensive Business Insurance Solutions for Healthcare Professionals
Choosing business insurance offered through HPSO is more than just securing coverage; it’s linking to a reliable partner to help you safeguard your most valued asset – your livelihood. It’s about adding value. And it’s about getting the peace of mind you deserve.
More than 27,000 healthcare businesses and 80 professional associations put their trust in the Professional Liability Insurance offered through HPSO. That trust comes from offering more than 30 years of experience, expertise and dedicated service to business owners just like you.
Professional Liability Insurance
Business Owner Coverage Extension - Covers owner and business entity under one policy
Professional Liability - up to $1 million each claim/up to $3 million aggregate
Sexual Misconduct/Abuse – up to $25,000 aggregate
Enterprise Privacy Protection1 – up to $25,000 aggregate
License Protection – up to $25,000 aggregate
Defendant Expense Benefit – up to $25,000 aggregate/$1,000 per day
Deposition Representation – up to $10,000 aggregate
Personal Injury Protection – up to $1 million each claim/$3 million aggregate
Assault Coverage2 – up to $25,000 aggregate
Damage to Property of Others – up to $10,000 aggregate
Medical Payments – up to $25,000 per person/$100,000 aggregate
First Aid Benefit – up to $10,000 aggregate
Business Owner’s Policy (BOP)3
Property - building (if owned) and contents
Commercial General Liability - bodily injury and property damage
Business Income Protection - actual loss sustained up to 12 months
Additional Coverage Extensions - accounts receivables records, privacy and security liability, employee theft and more
1Enterprise Privacy Protection coverage not available in all states and coverages may vary by state.
2Assault Coverage not available in Texas.
3Not available in all states or for all professions.