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Dear Colleague, 

Today, you are faced with many new opportunities and challenges in the field of healthcare - but one word of caution. As I'm sure you are well aware, we live in litigious times. Lawsuits are on the rise and as a physical therapist or physical therapist assistant, you are as vulnerable to being sued as any other healthcare provider, no matter how much education or training you may have had. 

That's why we are pleased to let you know about the opportunity to apply for the APTA-Endorsed Professional Liability Insurance Program.

We give this program our exclusive endorsement because:

First, we feel that it provides critical security and peace of mind. This APTA-Endorsed Program provides personal protection that goes beyond the limitations of most employer-provided programs. This program protects you 24-hours a day, on the job, outside your primary place of employment, and even if you change jobs. 

Second, the program is offered by Healthcare Providers Service Organization (HPSO), an Organization that specializes in administering insurance coverage to over 650,000 healthcare providers nationwide. We have been working with HPSO since 1992 and have found they offer outstanding service to their customers. They really understand the needs of our profession and do all they can to provide prompt and courteous service when you need it. 

Third, we believe the program provides an excellent value whether you are an employed or self- Employed PT or PTA. The comprehensive scope of the program provides the level of coverage we feel is important today in light of legal costs and court settlements, and it's very affordable.

I can't stress enough the importance of having your own professional liability insurance today.


Deborah H. Shefrin, PT, JD 
APTA Committee on Risk Management Services and Member Benefits 

P.S. If you are not a current member of APTA at this time, I invite and encourage you to join today! 

Click here for details on the professional liability insurance offered through HPSO.


Call 1-800-982-9491

Mon – Fri, 8am – 6pm ET