1 million
healthcare providers insured
200+
healthcare professions served
40+
years providing insurance solutions

The History of HPSO

1980
Launched the Professional Liability Insurance Program
1984
Established a partnership with CNA as underwriter for the Professional Liability Insurance Program
1992
Expanded the program to offer coverage to businesses & practices and physical therapists, and earned the endorsement of the American Physical Therapy Association (APTA)
1994
Began offering continuing education programs and published first claim report
1996
Launched first HPSO website and introduced license protection coverage*
1998
Introduced online application making it easier for healthcare professionals to apply for coverage
2003
Earned the endorsement of the American Counseling Association (ACA)
2006
Earned the endorsement of the American Pharmacists Association (APhA)
2009
Business owners coverage extension becomes available, extending coverage to owners for the work they do outside of their business or practice*
2010
Introduced coverage solutions for animal therapy, sexual misconduct, information privacy, workplace violence counseling*
2016
Began offering coverage for 80 additional healthcare professions
2021
Launched new website, making coverage solutions and risk education resources more user-friendly

A foundation for your future

Coverage
Coverage
Industry leading, affordable malpractice insurance, including license protection coverage 
Value
Value
High-quality, cost-effective coverage
Expertise & Support
Expertise & Support
A team of dedicated specialists ready to help answer questions about your policy and help support you through the claim filing process.
Convenience
Convenience
The ability to get a quote, apply for a policy, and manage your account, anytime, anywhere, in a matter of minutes.

40+ professional healthcare association partnerships

American Physical Therapy Association American Physical Therapy Association

Helping provide insurance to professionals across the healthcare industry

Individual Practitioners
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(Not a practice, incorporated, or DBA)
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Businesses or Practices
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(Includes incorporated individuals)
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Professional liability insurance for students
Students or Recent Graduates
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(In school or graduated in the past year)

Up to a 60% discount!
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Schools
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(Educational institutions for allied healthcare students)
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Contact Us
215-660-0241

40+ years of quality service.
See what our customers have to say about us

Counselor, HPSO member
“The representatives were superior in their attention and service. CNA/HPSO have proven to be reliable, honest, and worth my money. I will continue to recommend and validate reasons that EVERY mental health professional NEEDS YOUR protection.”
Pharmacist, HPSO member
"I was seriously impressed with the excellent way my claim was handled- I have advised my professional colleagues to keep CNA and not give in to policies with lower priced companies, you get what you pay for!"
Physical Therapist, HPSO member
“I am so thankful for the help during a difficult lawsuit. The support has been priceless.”

Ready to get started

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* Claims will be evaluated for coverage based upon the specific facts and circumstances presented, the issued policy terms, conditions and exclusions. If coverage is afforded, the amounts payable under a policy are subject to applicable deductibles and limits of insurance. An interpretation of coverage does not predict the outcome of a claim.