Professional Liability - Student Coverage through HPSO
"Protects Your Academic Career and Your Future"
With today's high costs and consequences of a malpractice lawsuit, professional liability insurance is a must for all healthcare providers - EVEN STUDENTS!
As a student you perform professional services to patients or clients. Anything can go wrong and the next thing you know - you are being named in a malpractice lawsuit. Coverage through HPSO offers professional liability insurance to students for covered professions at affordable rates* to help you protect your career.
Through HPSO, you’re covered with more than professional liability protection.
You get up to $1,000,000 each claim, up to $3,000,000 aggregate professional liability coverage plus many value-added coverage features included in the policy. Among them—
Legal Defense and investigative costs . If you are named in a malpractice lawsuit, an experienced malpractice attorney is provided for you and all your legal expenses incurred to settle covered claims against you will be paid - WIN or LOSE. This is in addition to your limits of liability.
Defendant Expense Benefit. You will be reimbursed up to $10,000 aggregate, for lost wages and expenses related to your required appearance in court or defense proceedings resulting from a covered claim against you.
Plus More!
Once you become licensed, accredited or certified, this coverage will expand to cover you as a professional.
Coverage through HPSO is important for your future because this is Occurrence-Based Protection. This means you are covered for malpractice claims made against you for covered incidents as a student, provided the policy was in force at the time the incident occurred.
Experience, financial stability and outstanding service make HPSO the right choice for your professional liability insurance needs.
HPSO has been serving healthcare and related professions for over 30 years and covers over 70 areas of specialty click here to view professions covered. This coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation’s leaders in professional liability insurance.
Give yourself the peace of mind you deserve!!
Click here for a quick quote and the option to apply!
*Coverage rates and limits may differ in some states.
This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company and is offered through the Healthcare Providers Service Organization Risk Purchasing Group. CNA is in the process of seeking necessary regulatory approvals, which will enable them to offer the coverages reflected in this ad at this premium rate. If your state has approved the filing by the time your application is processed, your policy will be issued with these coverages and rates. If the filing has not been approved in your state by the time your application is processed then the current coverages and rates will be issued. Coverages, rates and limits may differ in some states. CNA is a service mark and trade name registered with the U.S. Patent and Trademark Office.
Healthcare Providers Service Organization is a division of Affinity Insurance Services, Inc.; in CA (License #0795465), MN & OK, AIS Affinity Insurance Agency, Inc.; and in NY, AIS Affinity Insurance Agency.

