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ATTENTION PHYSICAL THERAPISTS: PROTECT YOUR MOST VALUABLE ASSET - YOU!
Individual Professional Liability Insurance for Physical Therapists
You're good at what you do, you're careful, and you are in a profession dedicated to helping improve the quality of peoples' lives. Because of this, you may think you don't need individual professional liability protection. Unfortunately, in these litigious times, the chances of you getting sued are increasing.
Without the right malpractice protection, you're risking everything you've worked so hard to achieve, placing your career, your personal assets and your family's financial future in serious danger. So why would you take the risk of practicing physical therapy without protecting your most valuable asset - YOU?
Remember, all it takes is one lawsuit.
Employer provided coverage may not adequately protect you
Often, an employer's policy is designed to protect their interests first. With your own professional liability insurance policy, you will have the benefit of representation that is focused on your interests first.
Through HPSO, you're covered with more than professional liability protection.
You get up to $1,000,000 each claim, up to $3,000,000 aggregate professional liability coverage plus many value-added coverage features included in the policy. Among them-
License Protection: Reimburses you with up to $25,000 aggregate, up to $10,000 per proceeding for your defense of license or disciplinary action and other covered expenses arising out of a covered incident.
Defense Attorney Provided: If you are named in a lawsuit charging you with professional liability, this plan will defend your interests. An attorney will be provided to represent you personally when we find it necessary. Legal fees will be paid for covered claims, in addition to your liability limits - WIN OR LOSE!
Damage to Property of Others: Benefits include up to $500 per incident, up to $10,000 aggregate for damage caused accidentally by you to the property of others at your residence or workplace.
*Click here for full description of all benefits.
Professional liability insurance offered through HPSO has earned the endorsement of the American Physical Therapy Association
This plan has earned the endorsement of the APTA because it is backed by experience, financial stability and outstanding service. HPSO has been serving healthcare and related professions for over 30 years and covers over 70 areas of specialty. This coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation's leaders in professional liability insurance. With over 40 years of experience providing quality professional liability insurance to healthcare professionals, CNA has an outstanding reputation for handling claims quickly and fairly. The company continues to carry an A (Excellent) rating from A.M. Best Company, one of the nation's leading independent insurance analysts. This rating is your assurance of the company's financial strength and stability.
Give yourself the peace of mind you deserve . . .
This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company and is offered through the Healthcare Providers Service Organization Risk Purchasing Group. CNA is in the process of seeking necessary regulatory approvals, which will enable them to offer the coverages reflected in this ad at this premium rate. If your state has approved the filing by the time your application is processed, your policy will be issued with these coverages and rates. If the filing has not been approved in your state by the time your application is processed then the current coverages and rates will be issued. Coverages, rates and limits may differ in some states. CNA is a service mark and trade name registered with the U.S. Patent and Trademark Office.
Healthcare Providers Service Organization is a division of Affinity Insurance Services, Inc.; in CA (License #0795465), MN & OK, AIS Affinity Insurance Agency, Inc.; and in NY, AIS Affinity Insurance Agency.
