ATTENTION OCCUPATIONAL THERAPISTS: PROTECT YOUR MOST VALUABLE ASSET - YOU!
Individual Professional Liability Insurance for Occupational Therapists
You're good at what you do, you're careful, and you believe in the innate goodness in people. Because of this, you believe you don't need individual professional liability protection. Unfortunately, in these litigious times, the chances of you getting sued are increasing.
Without the right malpractice protection,
you jeopardize your professional goals,
placing your career, your personal assets and
your family's financial future in serious danger. So why would you take
the risk of practicing your profession without protecting your most valuable asset-YOU?
Remember, all it takes is one lawsuit-
Why do I need coverage?
In this series of videos, attorney for healthcare professionals, Edie Brous, R.N., Esq., provides her insights into the value of having your own individual professional liability insurance policy.
Employer provided coverage may not adequately protect you.
Often, an employer's policy is designed to protect their interests first. With your own professional liability insurance policy, you will have the benefit of representation that is focused on your interests first.
Through HPSO, you're covered with more than professional liability protection.
You get up to $1,000,000 each claim, up to $3,000,000 aggregate professional liability coverage plus many value-added coverage features included in the policy. Among them-
Disciplinary Defense Coverage. Most employers, by and large, do not provide this in their plan. If your employer, or a client complains about you to the Board responsible for defining the standards of practice for your license or certifying body, accreditation or certification, it can result in hearings and a trial. Even if the complaint is dismissed, you could still be left with hefty attorney fees.
Personal Injury Protection. This feature covers you, up to the applicable limits of liability, from charges or slander, libel, assault and battery, privacy violation and other alleged personal injuries committed in the conduct of your professional services.
This coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation's leaders in professional liability insurance. With over 40 years of experience providing quality professional liability insurance to healthcare professionals, CNA has an outstanding reputation for handling claims quickly and fairly. The company continues to carry an A (Excellent) rating from A.M. Best Company, one of the nation's leading independent insurance analysts. This rating is your assurance of the company's financial strength and stability.
So give yourself the peace of mind you deserve and apply today:
This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company, and is offered through the Healthcare Providers Service Organization Purchasing Group. Coverages, rates and limits may differ or may not be available in all States. All products and services are subject to change without notice. This material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions and exclusions. CNA is a registered trademark of CNA Financial Corporation. Copyright © 2013 CNA. All rights reserved.
Healthcare Providers Service Organization is a registered trade name of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK , AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrator and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency.