You're good at what you do, you're careful, and you believe in the innate goodness in people.
Because of this, you believe you don't need individual professional liability protection.
Unfortunately, in these litigious times, the chances of you getting sued are increasing.
Without the right malpractice protection, you're risking everything you've worked so hard to achieve,
placing your career, your personal assets and your family's financial future in serious danger.
So why would you take the risk of practicing your profession without protecting your most
Remember, all it takes is one lawsuit.
Why do I need coverage?
In this series of videos, attorney for healthcare professionals, Edie Brous, R.N., Esq., provides her insights into the value of having your own individual professional liability insurance policy.
Employer provided coverage may not
adequately protect you.
Often, an employer's policy is designed to protect their interests first. With your own
professional liability insurance policy, you will have the benefit of representation that is focused
on your interests first.
Through HPSO, you're covered with more than professional liability protection.
You get up to $1,000,000 each claim, up to $5,000,000 aggregate professional liability coverage plus many value-added coverage features included in the policy. Among them-
Disciplinary Defense Coverage. Most employers, by and large, do not provide
this in their plan. If your employer, or a client complains about you to the Board responsible for
defining the standards of practice for your license, accreditation or certification, it can result in
hearings and a trial. Even if the complaint is dismissed, you could still be left with hefty attorney fees.
Personal Injury Protection.
This feature covers you, up to the applicable limits of liability,
against covered claims arising from charges of slander, libel, assault
and battery and perhaps most important for your counseling profession,
privacy violation. With patient privacy and HIPAA being in the spotlight
right now, this coverage is invaluable.
*Click here for full description of all benefits.
Professional liability insurance offered through HPSO has earned the endorsement
of the professional associations listed above.
This plan has earned these endorsements because it is backed by experience,
financial stability and outstanding service. HPSO has been serving healthcare and related
professions for over 30 years and covers over 70 areas of specialty. This coverage is underwritten
by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation's leaders
in professional liability insurance. With over 40 years of experience providing quality professional
liability insurance to healthcare professionals, CNA has an outstanding reputation for handling
claims quickly and fairly. The company continues to carry an A (Excellent)
rating from A.M. Best Company, one of the nation's leading independent insurance analysts. This
rating is your assurance of the company's financial strength and stability.
Give yourself the peace of mind you deserve . . .