Professional Liability Insurance for Acupuncturists
through Healthcare Providers Service Organization (HPSO)
Acupuncturists face a unique set of legal risks. Along with providing some unique treatment modalities, acupuncturists may also be serving as the primary healthcare provider for their patients. The failure to recognize, diagnose or refer a more serious underlying condition that leads to patient harm can leave an acupuncturist vulnerable to legal complaints.
Of course, you don't have to do anything wrong at all to be sued. Anytime a patient is dissatisfied with the outcome of their treatment, they may take action, by filing a professional complaint against you, or by filing a lawsuit. And a lawsuit can be an expensive nuisance - or a personal and financial catastrophe.
To protect themselves from the legal risks, many acupuncturists are seeking to protect their finances and their livelihood with their own individual professional liability insurance.
Professional liability insurance isn't only about lawyers, or courts, or damages.
You strive to practice to the best of your ability. But mistakes can happen. If you or someone on your healthcare team accidentally injures a patient, you may be ethically or legally obligated to make things right. If the injury is minor - a cut or scratch - you might treat it yourself. But what if the injury is severe, requiring surgery or therapy - or results in a patient becoming permanently disabled? You carry professional liability insurance so that, in the event of an injury, a patient may be remunerated for the medical expenses - even if you do not have the financial or other resources to do so.
Clearly you need your own individual malpractice protection. And now you can apply for the professional liability insurance more healthcare professionals rely on than any other: the top-quality protection available through Healthcare Providers Services Organization.
Protection
The professional liability insurance coverage available through HPSO provides coverage 24 hours a day whether you're on the job, off-duty, and even if you change jobs. Whether you are employed, self-employed or a student, this comprehensive coverage includes the following valuable features:
Policy Features
- Up to $1,000,000 each claim professional liability coverage
- Up to $3,000,000 aggregate professional liability coverage
- Claims-Made Coverage
- Pays Your Defense Costs for Covered Claims
- 24-hour coverage
- Assault Coverage (not available in Texas)
- Personal Injury coverage
- Deposition Representation
- Defendant Expense Benefit
- License Protection
- First Aid Expense
- Medical Payments
- Damage to Property of Others
Read the full details about benefits that professional liability insurance through HPSO offers.
Be sure of your coverage with malpractice insurance offered through HPSO. 24/7 coverage that protects your interests first and foremost. Apply Today:
This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company and is offered through the Healthcare Providers Service Organization Risk Purchasing Group. CNA is in the process of seeking necessary regulatory approvals, which will enable them to offer the coverages reflected in this ad at this premium rate. If your state has approved the filing by the time your application is processed, your policy will be issued with these coverages and rates. If the filing has not been approved in your state by the time your application is processed then the current coverages and rates will be issued. Coverages, rates and limits may differ in some states. CNA is a service mark and trade name registered with the U.S. Patent and Trademark Office.
Healthcare Providers Service Organization is a division of Affinity Insurance Services, Inc.; in CA (License #0795465), MN & OK, AIS Affinity Insurance Agency, Inc.; and in NY, AIS Affinity Insurance Agency.
