Professional Liability Insurance for Acupuncturists
through Healthcare Providers Service Organization (HPSO)


Acupuncturists face a unique set of legal risks. Along with providing some unique treatment modalities, acupuncturists may also be serving as the primary healthcare provider for their patients. The failure to recognize, diagnose or refer a more serious underlying condition that leads to patient harm can leave an acupuncturist vulnerable to legal complaints.

Of course, you don't have to do anything wrong at all to be sued. Anytime a patient is dissatisfied with the outcome of their treatment, they may take action, by filing a professional complaint against you, or by filing a lawsuit. And a lawsuit can be an expensive nuisance - or a personal and financial catastrophe.

To protect themselves from the legal risks, many acupuncturists are seeking to protect their finances and their livelihood with their own individual professional liability insurance.

Professional liability insurance isn't only about lawyers, or courts, or damages.

You strive to practice to the best of your ability. But mistakes can happen. If you or someone on your healthcare team accidentally injures a patient, you may be ethically or legally obligated to make things right. If the injury is minor - a cut or scratch - you might treat it yourself. But what if the injury is severe, requiring surgery or therapy - or results in a patient becoming permanently disabled? You carry professional liability insurance so that, in the event of an injury, a patient may be remunerated for the medical expenses - even if you do not have the financial or other resources to do so.

Clearly you need your own individual malpractice protection. And now you can apply for the professional liability insurance more healthcare professionals rely on than any other: the top-quality protection available through Healthcare Providers Service Organization.

Protection

The professional liability insurance coverage available through HPSO provides coverage 24 hours a day whether you're on the job, off-duty, and even if you change jobs. Whether you are employed, self-employed or a student, this broad coverage includes the following valuable features:

Policy Features
  • Up to $1,000,000 each claim professional liability coverage
  • Up to $3,000,000 aggregate professional liability coverage
  • Claims-Made Coverage
  • Pays Your Defense Costs for Covered Claims
  • 24-hour coverage
Plus, you get these additional coverages, up to the applicable limits of liability, at no extra costs:
  • Assault Coverage (not available in Texas)
  • Personal Injury coverage
  • Deposition Representation
  • Defendant Expense Benefit
  • License Protection
  • First Aid Expense
  • Medical Payments
  • Damage to Property of Others
This coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation's leaders in professional liability insurance. With over 40 years of experience providing quality professional liability insurance to healthcare professionals, CNA has an outstanding reputation for handling claims quickly and fairly. The company continues to carry an A (Excellent) rating from A.M. Best Company, one of the nation's leading independent insurance analysts. This rating is your assurance of the company's financial strength and stability.

Read the full details about benefits that professional liability insurance through HPSO offers.

Be sure of your coverage with malpractice insurance offered through HPSO. 24/7 coverage that protects your interests first and foremost. Apply Today:



This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company, and is offered through the Healthcare Providers Service Organization Purchasing Group. Coverages, rates and limits may differ or may not be available in all States. All products and services are subject to change without notice. This material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions and exclusions. CNA is a registered trademark of CNA Financial Corporation. Copyright © 2014 CNA. All rights reserved.

Healthcare Providers Service Organization is a registered trade name of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK , AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrator and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency.