APTA Members - Commercial Insurance for your Business
You would do anything to protect the financial future of your business. From your building and surrounding properties to the well-being of your employees, you want to be prepared should anything happen. That's why it's important for you to have broad business owner's insurance coverage. A Business Owner's policy (BOP) through HPSO is designed to help cover your business or practice from any risks encountered during your day-to-day operations.Exclusive Benefit for APTA Members!
Hartford's dividend feature gives you the potential to save on your Business Property Insurance and Worker's Compensation. If the claims experience for the group of physical therapists insured by The Hartford through the HPSO program is favorable, you may receive a portion of your premium returned to you in the form of a dividend.
This dividend feature applies both to Business Property Insurance and Workers' Compensation. Dividends are not guaranteed.