Accidental Death and Dismemberment Insurance
Many families are unprepared for the impact a serious accident could have on their financial stability. This Accidental Death and Dismemberment Insurance (AD&D) plan pays a cash settlement if you are seriously injured or if you die as the result of a covered accident.
Benefits are paid directly to you or to your beneficiaries and are payable regardless of any other insurance you may have in place.
You are eligible to enroll in this AD&D insurance plan if you are a healthcare provider under age 70 (subject to state availability). Your spouse and dependent child (or children) may also be eligible for coverage under this plan.
Summary of Benefits
Choose between $100,000 and $250,000 in coverage
Common carrier benefit – additional benefit amount if the insured loses his or her life while a fare-paying passenger in a public conveyance*
Seat belt benefit – additional benefit amount if the insured dies due to an automobile accident in which he or she was properly wearing a seatbelt*
Education benefit – additional benefit amount for insured, dependent full-time students if an insured parent loses his or her life in a covered accident*
No medical testing or health questions required to enroll; acceptance guaranteed
Economical group rates exclusively for healthcare providers, their spouses and their dependent children
You cannot be singled out for a rate increase based upon your health status or any other individual factor
Portable coverage – insurance stays with you, even if you change jobs
30-day free look – make sure you're completely satisfied before paying your first premium Up to $250,000 coverage to help protect your family against economic hardship if you should lose your life or be seriously injured in a covered accident
Click here to learn more or to enroll online
*Subject to limitations and exclusions; see your Certificate of Insurance for details.
For more information, please contact the plan administrator:
Healthcare Providers Service Organization
159 E. County Line Road
Hatboro, PA 19040-1218
This plan is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106, domiciled in the state of New York with a principal place of business of One World Financial Center, 200 Liberty Street, New York, NY 10281. It is currently authorized to transact business in all states plus DC, except PR. Policies are issued by The United States Life Insurance Company in the City of New York. The United States Life Insurance Company in the City of New York is responsible for the financial obligations of insurance products it issues and is a member of American International Group, Inc. (AIG).
This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy No. G-131,990, Form No. G-19000. Coverage may vary or may not be available in all states.