Level Term Life Insurance for Healthcare Providers
Get up to $200,000 in level term life insurance coverage with no scheduled premium increases for the next 10 or 20 years.
Term life insurance is simple, no-frills protection that pays a cash benefit to provide your beneficiaries financial help if they should unexpectedly lose you.
This coverage is called Level Term Life Insurance because your premium is scheduled to remain unchanged, or level, for the initial 10- or 20-year term of the plan, even if your health status changes and even as you grow older.
This is an easy and economical way you can help care for your family, even after you’re gone.
Healthcare providers under age 55 are eligible to apply for the 20-year level term life plan; those under age 60 are eligible to apply for the 10-year level term life plan (subject to state availability). Your spouse and dependent child (children) may also be eligible for coverage under this plan.
Summary of Benefits
Choose between $50,000 and $200,000 in coverage
The rate you’re eligible for today will not increase due to your age or health status for the full 10- or 20-year term you select
Living benefits of up to 50% of your coverage amount
Benefits are paid in addition to any other insurance you may have
No medical exam is usually necessary to apply*
Economical group rates exclusively for healthcare providers and their spouses
Dependent coverage available for eligible children
Portable coverage – insurance stays with you, even if you change jobs
30-day free look – make sure you’re completely satisfied before paying your first premium
Lock in your rate today and get up to $200,000 in level term life insurance coverage with no scheduled premium increases for the next 10 or 20 years .
* Issuance of a Certificate of Insurance or payment of benefits may depend upon the answers give to health questions in the application and the truthfulness thereof.
For more information about this plan, including features, benefits, limitations, exclusions, terms of coverage and rates, please contact the plan administrator:
Healthcare Providers Service Organization
159 E. County Line Road
Hatboro, PA 19040-1218
This plan is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106, domiciled in the state of New York with a principal place of business of One World Financial Center, 200 Liberty Street, New York, NY 10281. It is currently authorized to transact business in all states plus DC, except PR. Policies are issued by The United States Life Insurance Company in the City of New York. The United States Life Insurance Company in the City of New York is responsible for the financial obligations of insurance products it issues and is a member of American International Group, Inc. (AIG).