FAQ > Frequently Asked Questions


If you have questions about our Professional Liability insurance program, you may find your answer here.

If you have a question or concern that is not addressed below, please feel free to e-mail your questions to us. We will respond to your inquiry within one business day.

We have organized these questions by category for your convenience. You may find it beneficial to use our site search as well.

While HPSO has taken care to ensure that the FAQ information is accurate, such information cannot be interpreted as changing the scope of the insurance terms and conditions of the applicable policy contract in effect with any insured. A policy can only be changed by the underwriter through a change in coverage forms, endorsement to the policy contract or amendment to the policyholder's certificate of insurance. The underwriting rules issued by the company may change from time to time which may affect the questions and answers that follow. Coverages may differ in some states.