Today, you are faced with many new opportunities and challenges in the field of healthcare - but one word of caution. As I'm sure you are well aware, we live in litigious times. Lawsuits are on the rise and as an emergency medical services provider, you are as vulnerable to being sued as any other healthcare provider, no matter how much education or training you may have had.

That's why we are pleased to let you know about the opportunity to apply for the NAEMT's Endorsed Professional Liability Insurance Program.

We give this program our endorsement because:

First, we feel that it provides critical security and peace of mind. This NAEMT-Endorsed Program provides personal protection that goes beyond the limitations of most employer-provided programs. This program protects you 24-hours a day, on the job, outside your primary place of employment, and even if you change jobs. You never have to worry.

Second, the program is offered by Healthcare Providers Service Organization (HPSO), an Organization that specializes in administering insurance coverage to over 800,000 healthcare providers nationwide. We have been working with HPSO since 1994 and have found they offer outstanding service to their customers. They really understand the needs of our profession and do all they can to provide prompt and courteous service when you need it.

Third, we believe the program provides an excellent value whether you are a volunteer or an employed EMT or Paramedic. The comprehensive scope of the program provides the level of coverage we feel is important today in light of legal costs and court settlements, and it's very affordable.

I can't stress enough the importance of having your own professional liability insurance today.